DIY That Can Save You Money on Home Insurance

There may be a lot that you can do around your home that will save you money on your home insurance policy. You can take the DIY approach to save even more money. If you are handy, you can combine your skills with a few YouTube videos to figure out all that you need to do.

Maintain the roofing

Roofing codes change from time to time. If your roof isn't up to current specifications, you will want to take care of this. This may be done by adding shingles, various forms of reinforcement, and more. You can then simply have a roofing company come out to provide you with the full inspection. This will then get forwarded to the insurance company so that you can show that you are up to current codes.

Increase insulation

Insulation can help to lower your energy bills and also provide protection against external threats. There are various ways for you to increase the insulation on all of the walls that lead to the outside. Plus, it allows you to stay current with any new regulations that may be in place. Combine this with some HVAC tasks and you can be in a good place.

Improve drainage

The drainage on your property is of the upmost importance. You want to minimize the chance of flooding so that you don't have to worry about your homes structure, drywall, or anything else. You may be able to create a covert within your front yard and enhance the drainage of your property in a variety of other ways. You can also put up leak detectors in your home so you can find out if there is every a plumbing failure, such as by your water heater.

Build a Fence

Whether wooden or vinyl, building a fence on your property can make it easy to have a greater level of security. It makes it harder for people to get onto your property and therefore acts as a crime deterrent. Talk to your neighbors and make sure you have property lines identified. Then get building and call the home insurance company for them to make the update in their records.

Increase Security

You can do a lot around your home in order to up your security. You can install shatterproof windows instead of traditional window panes. Motion-sensor lighting can be installed as well. There’s a DIY approach to a lot of security, including adding a security alarm.

Whatever changes and updates you make, be sure to call and tell your home insurance company about them. Sometimes, you may be required to send photos or an inspection form. Getting an inspection is going to be much cheaper than having a pro company come in and do something, plus you will get the savings on your annual home insurance premium.