Five Crimes You Could Deal with in Your Residential Community

Five Crimes You Could Deal with in Your Residential Community

Anything can happen inside your residential community. You want to be smart about how you purchase insurance for your community. Crime insurance in Orlando is extremely popular. It can provide you with protection against some of the most common crimes that can occur.

Breaking & Entering

Breaking and entering is a serious problem that you may encounter within your community. This may involve residents breaking and entering into community areas that are locked. It may also include people who are not part of the community breaking in. They may damage gates, doors, and much more – all that need to be replaced.

Theft

You likely have a lot of property that is designed for the community residents to enjoy. This may include fitness equipment, games within a community center, pool furniture, and a variety of other things. If you have a theft issue, these items will need to be replaced. Rather than incurring the expense entirely with the homeowners Association fund, and file a claim if you have a crime insurance policy.

Vandalism

While you hope that you never have to deal with this, vandalism is quite common within different residential communities. People may deface face public property using spray paint, permanent markers, and various other methods. Although nothing is broken, it can cause problems with general aesthetics. You may also find that people don’t want to move to the neighborhood if you can’t handle vandalism appropriately.

Arson

Arson is a serious crime and while there isn’t a whole lot of it happening in Orlando and the surrounding community, you want to make sure that you are protected against it. If someone were to commit arson within your residential community, you want to make sure that you have the necessary protection. Otherwise, they could burn down community buildings and you would have no way of taking care of the expenses that follow.

Larceny

Larceny is another problem, and this is when you have people breaking into private property. Your residents are going to want to know that you have crime insurance in place to take care of anything that may happen. As a homeowners association, your goal is to keep residents safe. Although they may have homeowners insurance, your crime insurance may be able to provide additional protection, and minimize what they would have to spend out-of-pocket.

Crime insurance in Orlando can take care of not only these crimes, but many others. Once you have the police report in hand, you can then file a claim and let the insurance company take care of the various expenses that incur.