6 Ways to Improve Your Home for 2017

As you prepare for 2017, it’s a good idea to look at some of the home improvements that you can make. These will not only help to add value to your home, but also help you with your home insurance. This way, you can enjoy a stress-free year without having to worry about various worse-case scenarios.

Build a Fence

A fence is a great way to improve curb appeal and overall home value. Additionally, home insurance companies see it as a security measure because it deters burglars from trying to break into the home. Building a fence is a relatively easy task – you can hire a contractor or take the DIY approach. Aluminum, PVC, or wood are all options to consider.

Fix Roofing Issues

If you have some roofing issues, such as cracked Spanish tiles or missing shingles, the New Year is a great time to make the repairs. If your roof is not up to current code, you will also want to make the modifications that are needed and this can help to save you money on insurance, too.

Add Railings

Railings can be added to your home in various areas. This includes on your porch, deck, and even on your stairs or loft. It adds beautiful aesthetics and also adds a measure of protection. It could potentially prevent someone from falling – and this would save you from having to file a liability claim on your policy.

Add Stairs to Your Attic

If you are still using a ladder to get into your attic, consider getting the stairs that attach to the access door. You then pull the stairs down, making it a more stable way to get up and down from your attic. It would prevent a fall and can also increase the insulation of your home.

Update Smoke Alarms

If your smoke alarms are more than 10 years old, it’s a good idea to update them. New technology has made it possible to detect smoke and carbon monoxide. Some alarms are “smart,” too, and will connect to your smartphone so you can be told of an issue even when you’re not at home.

Change the Glass on Your Windows

All throughout Florida, there are many older homes. These homes have the original single-pane glass that they were built with. These break easily and don’t have the same insulation level as the double-pane glass windows that are being used in new construction. The updates don’t take a lot of money or effort, but can make a big difference in your energy bills as well as your home insurance policy.

Once you make the home improvements you want to in 2017, be sure to call your insurance agent. The changes may have an impact on your home insurance in Florida for the better. You can also get quotes from a few companies to see if you can lower the cost of your premium.