What to Provide When Filing an Auto Insurance Claim in Florida

What to Provide When Filing an Auto Insurance Claim in Florida

The moment there is an issue with your vehicle, whether you have been involved in an accident, there is damage to your car, or something else, you will want to file a claim with the auto insurance company in Florida. Filing an insurance claim is easier than you might think – and many insurance companies make it easier than ever before.

There are things that you will need to provide when you file a claim.

Information about What Happened

The insurance company will need a lot of details about what happened. If this was a crash, they will want to know when, where, and who was involved. Ideally, you will have called the police and you will have a police report in order to share with the insurance company.

The more information you can provide, the easier it will be in the event that an investigation needs to be done. Even if you weren’t involved in a crash and you simply have hail damage or broken windshield, you want to know dates as to when the damage occurred as well as what could have created the damage.


Insurance companies love photos because it helps to remove some of the guesswork. If you are involved in a car accident, take photos while on the scene. If you have hail damage, a broken windshield, shopping cart damage, or anything else, take photos of the damage so that you can show just how extensive it is.

Depending upon the insurance company, you will either send them directly to the adjuster or upload them to the insurance website. These will then become a part of your file.


In many instances, the adjuster from the insurance company will call you in order to take a statement. This is something that will be recorded, and they will want details about what happened. This is when you need to be as detailed as possible and only speak of facts. You will be required to state your name, your address, and then answer various questions, such as what happened, who was involved, and whether you were injured or not.

If you have questions about filing an auto insurance claim in Florida, you can always turn to your insurance agent. They will help you to figure out what your next step is going to be, such as whether you call the insurance company, submit a claim online, or if you need to call the police first in order to have them come out and file a police report.

Claims are submitted all the time, and in many instances, they are accepted. You want to make sure that you are submitting as much information as possible so that they can learn more about what happened. It can be difficult to know what to do, but there is always help available to you.